Natural Hemorrhoids Relief

Hemorrhoids are the result of swollen blood vessels located around the anus. They can cause discomfort and pain. Although some hemorrhoids become serious enough to require surgery, there are other ways to help treat the swelling. Several natural remedies and lifestyle changes can help provide relief from hemorrhoids.

Increase Dietary Fiber Intake
Increasing dietary fiber intake is one of the simplest ways to get long-term relief from hemorrhoids. Fiber improves digestion by adding bulk in the intestines so that less stress is put on the inflamed blood vessels during a bowel movement. It also softens stool so inflammation does not become worse. High-fiber foods include lentils, brown rice, artichokes and whole-wheat pasta. It can also help to take a fiber supplement during the day. Fiber can start relieving pain within a day or two.

Take Epsom Salt Baths
Warm Epsom salt baths can provide instant hemorrhoid relief. Epsom salt contains magnesium sulfate. This helps to soften the sore areas containing the hemorrhoids. The compound will decrease inflammation and pain quickly. Epsom salt is also absorbed into the body where the magnesium sulfate will improve digestion and help to regulate enzymes. It is best to use one to two cups of Epsom salt mixed into a bathtub full of warm water. Soaking for 15 minutes is all that is necessary. Epsom salt is available at pharmacies and grocery stores.

Drink Horse Chestnut Tea or Supplements
Horse chestnut is a type of plant that is used to make herbal supplements and teas. Nearly every part of the plant is used except the roots. The important ingredient in Horse chestnut is aescin. Aescin is a strong anti-inflammatory compound. Horse chestnut products can reduce the swelling and pain from hemorrhoids for a few hours. There are both teas and herbal tablets available. They can usually be found in health food stores or stores selling vitamins.

Apply Witch Hazel
Witch hazel is a clear liquid that is sold in distilled form much like rubbing alcohol. Bottles of witch hazel can usually be purchased from pharmacies or beauty supply stores. Witch hazel is a very strong astringent. It can help to stop the bleeding that sometimes occurs when hemorrhoids are inflamed. The astringent properties can also temporarily relieve hemorrhoid pain, swelling and itching. Witch hazel should be applied to a cotton ball or paper towel and then dabbed on the area that hurts.

Practice Good Hygiene
Something that will help during the day is taking the time to practice good hygiene. Small amounts of stool that stay in contact with the hemorrhoids can actually increase pain, itching and inflammation. It can also increase bleeding in some cases. Good hygiene means using a damp cloth or water to clean the area after a bowel movement. This will reduce swelling and itching.

Stay Hydrated
Dehydration affects the digestive system, the skin and the metabolism. It can make hemorrhoids more painful. Dehydration can also result in bowel movements that cause irritation and bleeding. It is important to stay hydrated by drinking water throughout the day. Drinking up to eight glasses of water will provide some hemorrhoid relief while preventing issues that could make the pain worse later.

All about International schools

The number of international schools is currently in the increase. There has been a great growth to many such institutions across the world. The main reason for this increase is the quality education provided and the amenities that students receive from such schools. Despite that, there are certain factors that a student should consider when choosing an international school. These schools are divided into three major categories, which include Original Expatriate, Broadly International, and Local International and Bilingual schools.

Original Expatriate
In these schools, the curriculum, teaching staff and the students are usually from a single nationality. For instance, it may be an American international school with an American curriculum, American teaching staff and American students, but it is only its location that is not in America; the schools are mono-nationalistic. For one to teach in such schools, they must first meet the requirements of the Ministry of Education for them to teach in the host country. Additionally, an Original Expatriate school normally prefers a minimum of 5 years of recent full-time teaching experience in a similar school that uses their curriculum. These schools normally have high numbers of applicants and are often reluctant to compromise on whatever they want.

Broadly International Schools
These schools typically exist in places where there are large numbers of emigrants from all over the globe. The schools serve students from different countries and they have a tendency of hiring teachers who in most cases are multi-ethnic. They use a specific curriculum foundation, which is regularly modified so as to address the necessities of their multi-cultural parent body and students. These schools comprise different ethnicities and various languages normally spoken at break time, however English is almost always the formal language used. For one to work in these schools they must meet the host country’s requirements of the Ministry of Education, visa requirements, and a recent post-qualification teaching experience (2 year minimum). The schools also look for culturally tolerant and adaptable teachers with good tracks of teaching in the subject they seek.

Local International and Bilingual schools
Local International schools serve mainly the population of the host country; however, it provides an international curriculum. The language of instruction is also different from the one used by the government schools of the host country. Bilingual schools also serve the population of the host country except that curriculum they use is of the host country. These schools, in terms of pre-requisites, are often more flexible though they must meet the visa and Ministry of Education requirements. Some may accept newly qualified teachers while others may need teachers with more experience. There is normally a wide variation in what these schools offer and require since they form the biggest category of global schools.

One factor that a parent ought to consider before enrolling their children in an international school is the teaching methodology; perfect method of teaching and well trained teaching staff has a significant impact on a student’s performance. Another factor to be considered is extracurricular activities since it helps in ensuring an improvement in the development of a child. Additionally, a parent should check on physical education and school infrastructure. Physical education helps a child develop new skills and it maintains their wellbeing.

Loans, Insurance & Personal Finance In Malaysia

With the rising cost of living and uncertainty in life, personal finance is getting increasing important for all Malaysians. Personal financial planning spans wide range of money topics including savings, insurance, investments, loans (mortgages, car & personal), credit cards and debt management, retirement, tax, and others. We need to learn and understand these financial topics so that we can lay a solid foundation for ourselves and our family and to achieve our life goals. The other solution is to seek the help of a qualified & licensed financial advisor or financial planner.

The most common financial products we can relate to are those offered by the banks and finance companies such as savings, deposits, checking accounts, credit cards, mortgages, overdraft, loans, etc. It’s important to understand basic concepts like interest rates, calculations (daily or monthly rest), compounding effects, blr (base lending rate), principal, installment, tenure, etc. so that we can compare and evaluate the suitabality of the financial products. Getting the wrong savings account may cost inconvenience and a loss of potential return while getting the wrong personal or home loans may mean losing money due to the higher interest payment.

Insurance is the other product the most Malaysians are familiar with. Insurance is an essential part of financial planning as it gives protection for our loved ones and our assets. We have personal insurance that includes life insurance (which may comes in various forms & structure like endownment, term life, universal, annuity, riders, etc.) and general insurance such as medical or health (also sometimes referred as hospitalisation & surgical), fire insurance for the home, auto insurance for cars, etc. As insurance is a rather complicated financial product, it is best to get an adviser to evaluate your protection needs to get the one with the right covereage to ensure you don’t overpay the premium while getting adequate protection. You also want to avoid wasting money by being over insured.

Besides using insurance to safeguard your assets, we would want to grow and accumulate them for our retirement planning. This is where investment comes in to play. With virtually limitless investment options from the traditional bonds, equities & properties (including REITS) to alternative asset classes like gold, commodities, offshore, etc., investors need to be clear about their investment objectives, horizons, risk appetite so that they choose the right products with the risk and return that matches their needs.

Tax planning and retirement savings needs to become a priority instead of an afterthought. You should be wise in seeking ways to minimize your tax payment legally for example claiming for deductible expenses, etc. For retirement planning, it’s never too early to start as many have come to realize that the epf contribution alone is not enough. Along with that, it may also be appropriate to think about will writing and plan for estate & asset distribution to the next generation.